If Time and Money Were Really Not an Issue, Would Anything Really Change?

bestfinancialadvisor debt free financialfreedom timeandmoney Aug 22, 2025

It's a question that often catches people off guard:

If time and money were truly not an issue—would anything really change in your life?

At first glance, the answer seems obvious.
Of course, things would change! You’d travel, upgrade your home, maybe retire early or finally start that passion project.

But when I ask this question in money coaching sessions, something interesting happens.
After a pause, many women admit: “You know… I’m not sure.”


Why? Because money and time aren’t always the true barriers.

For many of us, it’s not actually the lack of money that holds us back—it’s permission.
It’s fear of judgment.
It’s the heavy backpack of “shoulds” we’ve been carrying for years.

👉 I should be sensible.
👉 I should put everyone else’s needs first.
👉 I should be grateful for what I already have.

And so—even if the practical obstacles of time and money disappeared—we might still hesitate.


What this reveals about desire

This question isn’t really about winning the lottery or having endless free days.
It’s about tuning into your true desires—the ones that may have been whispered so quietly under the noise of obligations that you’ve almost forgotten they exist.

If you had complete freedom, what would you choose?
✨ Would you live somewhere different?
✨ Would you spend more time with the people who light you up?
✨ Would you finally create, explore, or rest in the ways your heart is asking you to?


The deeper truth

Here’s what I’ve seen again and again:
When women give themselves permission to admit what they really want, the answer often doesn’t require millions of dollars or years of free time.

It might be as simple as:
💖 More time to rest without guilt.
💖 Taking that trip you’ve been putting off.
💖 Redirecting money toward experiences instead of things.
💖 Creating space for joy now, not someday.


So what would change—really?

Maybe everything.
Maybe nothing.
But the question shines a light on whether you’re already living close to your truth—or whether you’ve been postponing it for a “someday” that never comes.


An invitation

This week, I invite you to sit with this:
If time and money were truly not an issue, what would you want for yourself?

Please write it down.
Say it out loud.
Let yourself feel it—without censoring or rationalizing.

Because here’s the secret: you don’t need to wait for unlimited resources to begin.
You can take one small step toward that life today.

And if you’re not sure how? That’s exactly what money coaching is for.
Because your dreams don’t belong on the back burner.
They belong in your life.